Allie Pfannenstiel

Allie Pfannenstiel

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$448,800

($124,262 down)
FHA

2790 N Erwin Avenue, San Bernardino, CA 92404

3
2
1,050 sqft
PITI Monthly
$2,354.35 /mo

Listing courtesy of: Victor Rosales, ROA California Inc.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,486 /mo
$2,387 /mo

What's Special

SPACIOUS
FIREPLACE
CHARMING
COZY
RENTAL INCOME

Charming 3-Bed, 2-Bath Home with Bonus 2-Bedroom Unit! Opportunity knocks with this spacious 3 bedroom, 2 bathroom home featuring a newer roof and cozy fireplace, perfect for relaxing evenings. The converted garage offers a fully functional 2-bedroom unit (Unpermitted) ideal for guests, rental income, or extended family. While the main home does need some updating, it provides the perfect canvas to add your personal touch and create the home of your dreams. Whether you’re an investor or a homeowner looking for potential, this property offers great value and flexibility. Don’t miss out, schedule your showing today! More pictures coming soon.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,354.35/mo
Estimated Loan Balance
$326,569
Cash to close
$124,262
Interest Paid
$37,143

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Fireplaces, WallFurnace
Features
  • Materials: Drywall
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: None
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Drywall
  • Roof: Shingle
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $427.43
  • Tax Annual Amount: $5610
  • On Market Date: 2025-04-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $124,262 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $124,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$324,538
Your Cash$124,262
Total Purchase Price:$448,800

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,486/mo
Traditional @ 7.15%
$2,476/mo
You save $990/month ($11,879/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25082312

Listing From:

Last updated: 2025-04-17T01:20:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,486 /mo
$2,387 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $124,262 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $124,262!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$324,538
Your Cash$124,262
Total Purchase Price:$448,800

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,486/mo
Traditional @ 7.15%
$2,476/mo
You save $990/month ($11,879/year)

*Secondary financing rates are an estimated value based on input

Follow Us
My Home Group
Agent/Broker
Allie PfannenstielMy Home Group(480) 708-2904allie@alliesellsarizona.comMLS BR671778000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than My Home Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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